Note: this article paraphrases the nature of this law. For the complete law itself, go to the Federal Trade Commission website.
Note: You are responsible for your Debts however you do have specific rights with regard to how you are treated while handling certain debt obligation.
If you fall behind on paying your bills or there has been an error on a monthly financial commitment you may be contacted by a Debt Collector.
A Debt Collector is any person, lawyer, or creditor, who regularly collects debts owed to others.
You have a right to be treated fairly by Debt Collectors.
This act applies to:
Money Owed For:
The FDCPA prohibits debt collectors from engaging in unfair, deceptive, or abusive practices while collecting debts:
Most important! Keep your cool…